- ManipalCigna Prime Senior gives Immediate coverage from 91st day onwards
- No co-pays and no sub-limits
- No mandatory pre policy medical check-up required
- Restores Sum Insured unlimited times so that the insured is never short of coverage
- Offers Cumulative Bonus at 10% of Sum Insured
- Provides room category flexibility so that insured pays only the differential amount of room rent if opted for a higher room category than eligible without the worry of Proportionate Deductions
- Preventive Health check-up to keep a track of your parents health
- Coverage towards non-medical items to reduce the out of pocket spend
- Gives the tax benefit under 80D of IT Act, and many other benefits
Mumbai, February 2022:ManipalCigna Health Insurance Company Limited, today announced the launch of its new health insurance plan ‘ManipalCigna Prime Senior’, specifically designed for senior citizens to access quality healthcare they need for the golden years of life. The new plan gives flexibility with lower waiting periods and provides coverage for pre-existing disease conditions from 91st day onwards.
Speaking about the new health insurance plan, Mr. PrasunSikdar, Managing Director and CEO, ManipalCigna Health Insurancesaid, “As health insurance expert, we at ManipalCigna are committed to drive product innovation to make it easier for various segments of people to get the quality healthcare they need. We understand that seniors have unique health needs, and they deserve access to better healthcare. With our new health insurance plan, we’re committed to making that a reality, by giving senior citizens better coverage, better control and better care to meet their day-to-day healthcare-related needs. We are confident that this new health insurance plan will make a real difference in the lives of seniors.”
Sikdar further added, “The new plan is designed after considering the various problems that people face in the golden years of their life. They may have suffered from medical complications earlier or may have an income problem as most of them are living on their retirement funds. Thus understanding the evolving needs of seniors and the rising medical inflation, we have launched ManipalCigna Prime Senior. Following the legacy of the ManipalCigna’s differentiated products, the Prime Senior plan provides top-notch facilities including Pre-Hospitalisation, Post-Hospitalisation cover, Road and Air Ambulance facility, Coverage for Donor expenses, Domicile and Day-care facilities among the wide range of benefits. The sum insured options range from Rs. 3 Lacs to Rs. 50 Lacs at an affordable price, to provide senior citizens with complete peace of mind, knowing that they have access to quality healthcare when they need it most.”
ManipalCignaPrime Senior’ plan comes in two different variants ‘Prime Senior Classic’ and ‘Prime Senior Elite’. The Prime Senior Classic plan is developed with an aim to offer coverage for a wide range of items to the insured seeking an all-inclusive, comprehensive yet value-for-money coverage, benefiting the seniors in their illness and wellness journey, and protecting their finances. Prime Senior Elite, on the other hand, is an enriched plan that enhances the advantages offered by the Classic plan and provides a variety of extra features, such as daily cash for shared accommodation, premium waiver benefit, guaranteed health checks and bonuses, and more, to ensure that the insured seniors receive the best possible care.
ManipalCigna is dedicated to helping seniors live their best lives, and this new health insurance plan is just one way that the company is doing so. The ManipalCigna Prime Senior plan also offers a wide range of value added features and optional covers which can be availed to make the product fully loaded.
Coverages towards consultation and check ups
- Domestic second option
- Preventive Health Check Up
Unlimited Tele Consultation
Rewards, discounts and waivers
- Guaranteed Cumulative bonus up to 100% of the sum insured
- Discount from network providers
Premium waiver benefit
Optional Covers
- Any room upgrade
- Premium Management Options
- Unlimited restoration of Sum Insured
- Reduction on PED waiting period to 90 days
Coverage towards Non-medical Items and OPD
About ManipalCigna Health Insurance Company Limited
ManipalCigna Health Insurance Company Limited is a joint venture between Manipal Group, an eminent player in the field of healthcare delivery and higher education in India, Cigna Corporation, a global health services company with over 200 years of experience. ManipalCigna is headquartered out of Mumbai and has 76 branch offices covering major metros and towns. The company has built a strong multi-distribution network of over 48,000 agents and 500+ distribution partners across the country. ManipalCigna also has tie-ups with 13 leading Banks for distributing health insurance solutions and has a network of over 7500 hospitals across cities including tier I, tier II and tier III towns in India. To learn more, visit www.manipalcigna.com